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The
Mike Golden Team
Buying a
Home...
Even if
the quality of a school district doesn't matter to you now,
remember it
might someday to another buyer.
Expect lower maintenance costs with a brand-new home.
Never tell a seller's broker how much you'll raise your offer for a
particular house.
When interest rates are low, opt for a fixed mortgage.
Pay attention to floor plans. Changing layouts of rooms later can be
costly.
You can deduct on that years tax return points paid by either
party on
the purchase of your own residence.
If the present owner has a title insurance policy less than 3 years old,
you could have substantial savings by buying a reissue of that policy
rather than a completely new one.
Pay attention to the original listing date of the homes you inspect;
Sellers tend to be more flexible in the price the longer the home is on
the market.
A house that's sited to take advantage of the sun, the wind and the
topography costs less to
heat and cool and can save thousands of dollars
over the years in utility bills.
Buying a house whose style is uniquely individual will probably minimize
rather than maximize its resale value because the house will appeal to a
somewhat more limited number of potential buyers.
If you think you may need more space in the near future,
be sure the
house and lot will allow for expansion.
Redoing a kitchen is likely to be expensive. So be sure of what you need
and want before you buy.
Don't buy a house with foundation problems. Although most foundation
problems
can be corrected, repair work is usually expensive.
Before you buy a house that may have a wet basement problem, get a good
unbiased diagnosis from a professional with moisture control experience.
The solution could be costly.
A roof that complements the style of a home and is carefully maintained
adds to the home's visual appeal and its resale value.
A light-colored roof reflects heat and is best in areas where
air-conditioning is the greater
energy user. In colder weather climates,
a dark roof is preferable because it absorbs
more heat. In temperate
climates, a middle-range shade is best.
Wood floors suggest warmth, quality and good taste and are an asset
when
it comes time to sell a house.
Mike Golden - Your 24/7 Realtor
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